Recover more declines
Analyze failed payments in real time, including categories like insufficient funds, to determine whether the sale can still be completed.
Decline Recapture
Recover lost revenue without changing checkout.
OpenPath brings decline recovery into the live payment path so merchants can analyze failed transactions, rescue eligible orders, and keep good customers moving without a new checkout experience.
Up to 30% recoverable declines
Up to 10% revenue lift
Minutes to install
Revenue recovery
No checkout changes. No redirects. No customer registration. Just fewer lost sales.
Decline Recapture turns a failed payment event into a real-time decision. If a declined transaction can be saved, the order can continue as though the original payment succeeded.
Preserve the checkout flow
Keep the experience invisible or low-friction for customers so saved orders do not feel like a separate payment product.
Pay on recovered revenue
Align cost with incremental sales by paying only when revenue is recovered rather than paying for another static tool.
Revenue lift4–10%
Increase in merchant revenues highlighted on the archived product page.
Decline reduction25%
Average reduction in declines from the legacy product metrics.
Scale1000+
Merchants live across the broader payment network.
Speed~2s
Real-time transaction flow from decline to recovery decision.
Live recovery path
From declined to completed in four steps.
When the original card processor declines a customer purchase, the merchant can automatically send the declined transaction through OpenPath in real time. The transaction is evaluated against more than 200 data points. If it is eligible, the transaction can move from decline to approval and the customer receives the product or service.
Revenue impact model
Estimate how much decline recovery could add back.
Enter simple topline numbers to model recovered revenue. This is an estimate only and should be confirmed with a detailed analysis.
Total declined$45,000
Recovered at 30%$13,500
Advantages
A better alternative to simple re-attempt logic.
Decline Recapture
- Works across subscription and non-subscription transactions.
- Supports real-time in-checkout recovery.
- Can address a wider range of decline categories.
Traditional decline tools
- Often limited to subscription retries.
- Typically re-attempt transactions after the decline.
- May not save categories such as insufficient funds.
Ready to recapture lost revenue?
Recover more good transactions without rebuilding checkout.
Talk with OpenPath about decline recovery, merchant portal insights, real-time recovery flows, and approval optimization.